'Call Me Fronk!'

Hi Everyone, Phoebe here! I wanted to introduce you all to my good friend, Frank… or as he says ‘Call me Fronk!’

I first met Frank a few years back when he moved to the United States from Germany – it has been fun to get to know him, and I always love teasing him about his accent… “vat accent?!”, as he would say. Frank and I have stayed in touch over the years and he is a super fun guy... not to mention he has pretty cool hair!

Since moving here, Frank has (admittedly) been captivated by fancy ‘gadgets’ and other luxurious items he didn't have back home, or didn't notice as a younger adult. Now that he has his own place and a job – he is very eager to spend, but spends big.  I've told Frank a lot about my new ‘gig’ at St. Cloud Federal Credit Union – helping Members and the Community learn more about becoming Financially Fit – and we joke that some might call him Not-So-Financially-Fit-Frank.  He cracks me up!

Frank means well, but really does get excited when he sees something new and shiny – which isn't always great for his Credit Cards.  He’s recently asked me to help him work toward becoming more Financially Fit, and I’m so excited!  I know it won’t happen over night, but the fact that Frank knows he’s a spender, and wants help managing expenses is a giant first step. 

I’ll be sure to keep you updated on my and Frank’s Financial Fitness adventures, and might even be asking for your help and advice.  I know that with the help of my friends at St. Cloud Federal Credit Union, we can support each other and make our financial dreams come true!

Here we go!

~Phoebe

Elizabeth Returns!

One of our Member Service Representatives, Elizabeth D., recently returned from a six-month trip to South Africa where she studied abroad and embarked on all sorts of new experiences.  We thoroughly enjoyed following her adventures via email updates and pictures, and now that she’s back we asked her to share some of the highlights from her trip…

The hardest part about leaving SCFCU was…
Leaving an amazing work environment that was a part of my life almost every day and saying goodbye to co-workers for a long period of time.  

My first impression of South Africa was…
How similar it was to the U.S.! I was very surprised at how developed and westernized the country is. I also noticed their slightly British accents, which I loved!

My favorite food/treat I ate while I was there was…
Milk tart! It is a dessert that has a milky thick custard filling poured onto pie crust and sprinkled with cinnamon. Another favorite is Horlicks milkshake. Horlicks is a powder that can be mixed with ice cream and milk to create a malt and tastes like a blend of vanilla and cake batter, it is absolutely delicious. I have the recipe for the milk tart but I am determined to find Horlicks on Amazon.  

The craziest/most adventurous thing I did while there was… 

Bungee jump off of the highest commercial bungee bridge, the Bloukrans Bridge, at 216M.  I went skydiving and jumped out of a plane from 10,000 feet. I also went scuba diving and swam right next to a couple of ragged tooth sharks. 

The prettiest animal I saw was…
A leopard! I saw one for the first time in my life in South Africa at Kruger National Park. We were able to drive around the largest game reserve in Africa and to our luck we spotted a leopard in a tree devouring its recent kill, an impala. It was such a sight and the leopards coat looked absolutely beautiful!

My favorite part about everyday life in South Africa was…
You never knew what was going to happen; every day was a new experience. The people are extremely friendly and I was able to immerse myself into the culture and learn new things every day. I also became very well acquainted with the lingo there by naturally saying things like; ‘shame’ or ‘I’ll be there just nownow’, or ‘that’s dodgy’.  

While I was gone, I really started to miss… 
My car! I had to walk almost everywhere otherwise I would take the cheapest transportation available which were called Kombi’s. These vans were a bit ‘dodgy’ (sketchy) because they crammed several people into one vehicle but were also very fun because they played very loud music. All I have to say is luckily I always arrived to my destination.   

One thing I learned while on the trip was…

To not take certain commodities for granted. Conveniences that I easily accessed at home were sometimes not available in South Africa. I also know that in rural areas the villages lack basic resources such as clean water, a sewage system, and electricity.  

I’m surprised how much I miss…  
Living in Annie’s with the community of international students, the beach, the rugby games, traveling in jam packed cars and driving for up to 36 hours straight, and the South Africans!

The most exciting part about coming home was..
Seeing my baby sister, Avery, again! Prior to my departure she would only roll around and smile, then during my stay she began crawling, growing teeth, and speaking the cutest gibberish! I was extremely happy to see her and happily surprised that she remembered me!   

My words of wisdom now that I’m back are…
A life lesson I learned in South Africa and from the trip itself is that you will never know what you are capable of doing unless you give it a try. I realize now how much the world has to offer and the abundance of opportunities there are that any single individual can accomplish. Always strive for more and never settle for less.  

We are so happy that Elizabeth had a wonderful time in South Africa, but we sure are glad she’s back!  It is nice to have her warm smile and friendly personality in our Sartell office again, welcome home Elizabeth!