The Target Corporation has announced the "unauthorized access to Target payment card data. The unauthorized access may impact guests who made credit or debit card purchases in our U.S. stores from Nov. 27 to Dec. 15, 2013. ... We have determined that the information involved in this incident included customer name, credit or debit card number, and the card's expiration date and CVV."
Cards include VISA debit cards and MasterCard credit cards, which are issued by St. Cloud Federal Credit Union. However, at this time we do not know if any cards issued by the credit union were included in the "unauthorized access". If there are any SCFCU cards included, we will receive a list of the affected cards, and we will notify those members to let them know how we are handling the situation. At the credit union, we are taking all necessary steps to mitigate any potential fraud losses. In the meantime, we highly recommend that our members who have personal checking accounts at St. Cloud Federal Credit Union immediately sign up for our FREE credit monitoring service. All members with personal checking accounts ALREADY qualify for the service. All they have to do is contact the credit union to obtain a promotional code, and then they register for the service online. In addition to credit monitoring, members with personal checking accounts ALREADY having our I.D. Theft Recovery service installed on their checking account. For information about that service, go to https://stcloudfcu.coop/checking-benefits/.
Last but not least, keep tabs on your accounts daily! Check to see if any transactions show up that you did not make. The best way to keep tabs on your account is through Online or Mobile Banking. From there your account can be automated by using Account Alerts in Online Banking. This way you will be notified automatically by text or email about all transactions. Using free Account Alerts is a great way to keep track of your accounts now and throughout the year.