Summer Safety

Summer is here and in full swing! Safety and care for our Members and Community are always a priority for us at St. Cloud Federal Credit Union.  Below is a list of 7 Summer Safety tips ...

1. Monitor Swimming Time

An adult should actively watch children swimming at all times.  Even if you’re in a shallow area, accidents can happen and it’s always better to be safe rather than sorry.  For toddlers and smaller youngsters, it’s a good idea for an adult to be in the water within arms reach.  Keep track of how long children have been in the water so that you know when they might be getting tired, or if they need a break.

2. Keep Campfires to a Manageable Size

A fire is a fun way to spend a nice summer evening, but make sure you take necessary safety precautions.  Clear the area of any dry grass or branches so nothing will accidentally become ignited.  It’s also a good idea to check the weather before you begin your fire, so you’ll know if any wind is expected.  To be clear about where the campfire is, set a perimeter around the fire – blocks, bricks, or rocks work.  Make sure to keep your fire to a size that is manageable by an adult; bigger isn’t always better!

3. Apply Sunscreen and Reapply Often

We know there is a lot of praise for that summertime glow, but your skin is worth protecting.  The American Academy of Dermatology recommends applying sunscreen with at least 30 SPF 15-30 minutes before you step outside.  Remember, it is also important to apply sunscreen even on a cloudy day!

4. Store food and snacks at proper temperatures

With rising temperatures, it can be hard to keep snacks, picnics, and camp food at proper temperatures.  Plan out treats and meals wisely so that you don’t have to question whether or not what you’ve packed is safe to eat.  Make sure you’ve packed any raw meat separate from ready-to-eat food and snacks so nothing is cross-contaminated.  A good tip is to use an adequate sized cooler for your food; a fuller cooler stays cold longer than a half-full cooler.  Oh, and remember to bring a meat thermometer for grilling!

5. Use Seat Belts, Helmets, and Life Jackets

We know this seems like a ‘no-brainer’, but it is always a good reminder.  Especially with children, always encourage and demonstrate safety.  Wear your seat belts in any vehicle where they’re present, have a helmet handy when you bike or skate, and always put a life jacket on when you’re out on open water.  They may seem uncomfortable or a nuisance, but if something happens (which we hope never does!) you’ll be glad to have them.

6. Stay Hydrated

Drinking water can help reduce the risk of heat-related illnesses and can keep you properly hydrated. Keep water or sports drinks (for the electrolytes) handy, and remember to take a break for a drink. If you’re starting to feel thirsty, that’s an early sign of mild dehydration!  A helpful rule of thumb when you and the kids are active is to stop for a drink break every 20-30 minutes.

7. Know Your Surroundings

Whether you’re hiking, camping, or just playing in the backyard or nearby park, make sure you know your surroundings.  Summer is prime weather for ticks, mosquitoes, bees, and dangerous plants like poison ivy.  If you’re familiar with the environment you and your kiddos are in, you can dress appropriately and use proper preventative measures with sprays, as well as clean up when you’re finished.

Have a fun, happy, safe Summer, from all of us at SCFCU!



Our mission is to educate, support, and encourage our Members to become Financially Fit.


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