There is no absolute 100% guaranteed way to prevent fraud, but we believe the best way to protect yourself and your assets is to monitor your credit activity. We offer Credit Monitoring as a benefit with all personal checking accounts at St. Cloud Federal Credit Union.
While this service is automatically included with all our personal checking accounts, you must enroll to activate your Credit Monitoring.
Once enrolled, you will automatically receive alerts by email (or text if you choose) when changes are made to your credit. Our daily monitoring service will notify Members of any new inquires, certain derogatory information, accounts, public records, or change of address that have been added to their credit reports by any of the three major credit reporting agencies.
Credit Monitoring is a service provided in the form of 3-Bureau Credit Alerts from Merchants Information Solutions. Through this service, your credit history at all three credit reporting agencies (Equifax, TransUnion, and Experian) is monitored 24/7 for any changes made to your personal records.
Monitoring your Credit is a great step toward becoming more Financially Fit, and we’re here to help in any way we can. To learn more about our Credit Monitoring services or enroll, stop by or contact us as 320-252-2634.